Welcome to

First Rate Insurance

Here at First Rate Insurance, we are dedicated to you and all your different insurance needs.

We’ve been around for over 10 years and we look after your pocket. 

Auto Insurance

Auto accidents can happen, even to the best of us. An auto insurance policy can help cover repairs to your vehicle and medical costs in the event of an accident. Think of it as your firewall against economic disaster should you be found at fault for property damage or injuries to other people.

Motorcycle Insurance

Whether you’re still riding with a death grip or have so many bikes in your garage there’s no space for the car, First Rate Insurance offers a motorcycle insurance policy that is right for you. We insure most types of motorcycles including: sport bikes, cruisers, touring bikes, Enduros, scooters, dirt bikes, trikes and some custom bikes.


Why do you need homeowners insurance coverage? For one thing, you probably can’t buy a house without it. (Most mortgage holders require you to have it.) But honestly—why wouldn’t you want homeowners insurance? Your home is one of your largest investments. Makes sense to protect it, doesn’t it?

Life Insurance

You have an understanding of life insurance but you’d like a quick reminder of how it works

You have no idea what life insurance really does except that it kicks in after you aren’t around any longer and you’d like to learn some basics.

Boat Insurance

A boat policy insures you and your boat against liability and damage in the event of an accident. The types and amount of coverage you receive depend on the specific boat policy you purchase.

Get a free online boat insurance quote or call us at (305) 266-9565

Commercial Insurance

No matter how careful you are in your daily business operations, things happen.

You can be sued for negligence or errors and omissions in the conduct of your business with a client, and your physical business property may come under attack.

Auto & Motorcycle
Life Insurance
Home Insurance