Motorcycle Insurance

It’s a great day for a ride

Whether you’re still riding with a death grip or have so many bikes in your garage there’s no space for the car, First Rate Insurance offers a motorcycle insurance policy that is right for you. We insure most types of motorcycles including: sport bikes, cruisers, touring bikes, Enduros, scooters, dirt bikes, trikes and some custom bikes.

Stay Vertical With Cycle Insurance From First Rate Insurance

Of course you don’t plan on crashing your bike or having it stolen but if bad luck gives you the nod, you’ll be glad you have top notch cycle insurance coverage.

Having motorcycle insurance coverage benefits you, your bike and others on the road. Here is a rundown of the coverages included in a First Rate Insurance motorcycle insurance policy (in as simple terms as our lawyers will allow):

Accessories coverage provides protection for your accessories. You must, however, carry comprehensive or collision coverage on your policy. Accessories may include: saddlebags, backrests, seats, chrome pieces and CB radios. If needed, additional coverage can be purchased. Collision coverage provides protection for your helmet as well. (Coverage amounts vary by state.)

Bodily injury liability coverage insures you against certain damages if you injure or kill someone while operating your motorcycle and also provides you with a legal defense if another party in the accident files a lawsuit against you. We have multiple limits of protection from which to choose.

Collision coverage pays for covered damage to your motorcycle when it hits, or is hit by, another vehicle.

Comprehensive physical damage coverage pays for covered losses resulting from incidents other than collision, such as theft, fire or vandalism.

Medical payments, no-fault or personal injury protection coverage provide medical coverage for yourself and your passengers. You may select medical coverage in most states.

Property damage liability coverage insures you against certain damages caused to someone else’s property while operating your motorcycle and provides you with a legal defense for such claims if another party files a lawsuit against you. We have multiple limits of protection from which to choose.

Uninsured/Underinsured motorist coverage pays for injuries caused by an uninsured driver in a crash that is not your fault.

Motorcycle Insurance From First Rate Insurance

Whether you’re a hard-core motorcyclist or a weekend road warrior, First Rate Insurance Motorcycle insurance gives you big protection without a big price. You’ll find us to be a solid, stand-up company, insuring motorcycles and riders.

With First Rate Insurance you can stand out from the crowd by customizing your motorcycle policy to meet your personal requirements. Choose the type of coverage you need for your bike, the deductibles you want, and the payment plan that suits your wallet.

And wait, there’s more! You may qualify for some of our special discounts that will make your motorcycle insurance premiums even lower.

Don’t hang back. Get a free online motorcycle insurance quote or call (305) 266-9565 to discuss your options with a licensed insurance professional in the First Rate Insurance Motorcycle division.